Haven Counseling & Wellness

Insurance & Fees

Transparent Pricing

We believe financial concerns should never be a barrier to mental health care. Here's everything you need to know about our fees and insurance coverage.

Accepted Insurance Plans

We are in-network with the following insurance providers. Our billing team will verify your specific mental health benefits before your first appointment - at no charge to you.

Blue Cross Blue Shield

Aetna

Cigna

United Healthcare

Humana

Magellan Health

Optum / UBH

Beacon Health

Don't see your plan? We also work with many EAP programs and out-of-network clients. Call us at (555) 384-7283 and our billing team will check your benefits in minutes.

Self-Pay & Sliding Scale Rates

Individual Session (50 min)

$150

Per session, self-pay rate

Couples Session (60 min)

$185

Per session, self-pay rate

Sliding Scale

$75–$120

Income-based, limited spots

Initial Intake (60 min)

$175

First appointment, all clients

Common Insurance Questions

What is a deductible and does it apply to therapy?

Most insurance plans have an annual deductible - the amount you pay out-of-pocket before insurance kicks in. Therapy sessions typically apply toward your deductible. Once it's met, you pay only your copay or coinsurance.

Do you accept EAP benefits?

Yes. We work with most Employee Assistance Programs, which typically provide 6–12 free sessions per year. Bring your EAP authorization code when scheduling and we'll handle the rest.

Can I use FSA/HSA funds to pay for therapy?

Absolutely. Therapy is a qualified medical expense. We can provide a Superbill (itemized receipt) for FSA/HSA reimbursement or out-of-network claims.

Ready to Verify Your Benefits?

Our billing team will call your insurer and give you an accurate cost estimate - before you ever sit down with a therapist.

Check My Benefits

The first step is often the hardest. We’ll make it easy.

Start with a free 15-minute phone call - no forms to fill in first, nothing to pay, and no obligation to book. We’ll listen, answer your questions, and verify your insurance before you ever sit down with a therapist.

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